Terms of Credit Card Plans (TCCP) survey
Every six months, the CFPB collects and makes public pricing and availability data on credit cards from over 150 issuers to promote competition and transparency in the credit card market.
Data downloads and resources
Data on terms of credit card plans was first collected in 1990 as part of the The Fair Credit and Charge Card Disclosure Act of 1988. In 2023, the CFPB enhanced the TCCP survey to collect more details on the types of credit card plans issuers offer.
Current data and data dictionary
The CFPB releases updated TCCP data twice a year along with an updated data dictionary.
Historical data and resources
The CFPB maintains historical data from the semiannual TCCP Survey, available from 1990.
Resources for issuers
Collect is the Bureau’s online channel for financial institutions to respond to the TCCP Survey. Collect contains all necessary instructions for its use. We have also provided additional resources to help familiarize yourself with Collect.
- Registration form – First-time users, please complete and submit this short form to access Collect
- Access Collect – Submit the TCCP Survey using Collect
- Collect MFA Quick Reference Guide – Detailed instructions for setting up MFA Authentication for Collect Users
- TCCP quick reference guide – One-page overview of submitting a TCCP Survey using Collect
- TCCP User Guide September 2023 – Detailed instructions for submitting a TCCP Survey using Collect; note that this user guide has been updated in September 2023
FAQs
The CFPB provides a list of commonly asked questions and answers on particular topics to assist survey respondents in submitting their survey to the Bureau. Browse all FAQ topics.